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Etholiadau llywodraeth leol :Cross Stitch – Llywodraeth, dinasyddion a hawliau

Mewn etholiad lleol, rydych yn pleidleisio dros y cynghorwyr sy’n rhedeg eich gwasanaethau lleol. Etholir cynghorwyr am dymor o bedair blynedd, er na fydd pob un yn cael ei ethol yr un pryd mewn rhai ardaloedd, felly gall etholiadau gael eu cynnal yn amlach. Gallwch bleidleisio mewn etholiadau llywodraeth leol os ydych wedi cofrestru i […]

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Greener fuels for cars :Cross Stitch – Yr amgylchedd a byw'n wyrdd

The type of fuel you use in your car can make a big difference to your impact on the environment. Learn about greener fuel alternatives to petrol – like liquefied petroleum gas and biofuels – that produce less carbon dioxide when you drive. Column 6 Column 5 Column 6 Column 5 Column 6 Column 5 […]

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Evictions – private renting :Cross Stitch – Home and community

Landlords must follow certain eviction procedures set out by law to get their property back from a tenant. Illegally evicting or harassing a tenant is a crime. Find out how a landlord can regain possession of their property and a tenant’s rights against illegal eviction and harassment. If you are a landlord and serve notice […]

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Bankruptcy – how it affects you :Cross Stitch – Money, tax and benefits

If you are made bankrupt, you will have to hand over your assets (property, shares etc). These will be sold or disposed of to help pay your bankruptcy debts. Find out what assets are affected and what can happen to your home, income, pension and bank accounts. When you are made bankrupt, you have to […]

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Water: using less at home :Cross Stitch – Environment and greener living

Water is a precious resource that needs to be used carefully. Water taken from rivers and lakes for human use has an impact on wildlife too. Find out how to cut your water use, save money on your water bills and help the environment. In the UK, each person uses on average 150 litres of […]

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Rail travel: fares and concessions :Cross Stitch – Travel and transport

You can buy different types of train tickets depending on when and where you want to travel and when you pay your fare. Find out about the different fares, how to save money on tickets and how to get discounts with a Railcard. Some stations without a ticket machine or ticket office have a ‘permit […]

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Child Benefit if your child is in care :Cross Stitch – Money, tax and benefits

If your child is taken into care or is looked after by a local authority or another public body, your Child Benefit payment may not stop immediately. You can usually carry on getting Child Benefit for the first eight weeks after your child is taken into care. Unless your child is in care because of […]

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Cymorth a chefnogaeth yn y cartref :Cross Stitch – Y cartref a’r gymuned

Mynd i’r prif gynnwys Nodwch fod gan y wefan hon system allweddumynediad llywodraeth y DU Gwasanaethau cyhoeddus i gyd yn un lle Hafan Cysylltiadau Ei wneud ar y we Newyddion Dydd Mercher, 3 Hydref 2012 Allweddumynediad llywodraeth y DU

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Authorising an accountant to deal with HM Revenue & Customs for you :Cross Stitch – Money, tax and benefits

HM Revenue & Customs (HMRC) has a strict legal duty of confidentiality which means that they need your written permission before they can deal with your agent or accountant. You don’t have to employ an accountant if you don’t want to, particularly if your financial situation is straightforward. However, you may find that a good […]

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Overdue utility bills :Cross Stitch – Money, tax and benefits

If you’re having trouble paying utility bills, such as gas and electricity, it’s important to address the problem. Utility companies (except water suppliers) can cut off your supply. Even a phone bill is a priority if you need the phone to earn your living. Make a list of everyone you owe money to. These are […]

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Ôlddyledion rhent :Cross Stitch – Arian, treth a budd-daliadau

Os na fyddwch chi’n talu’ch rhent, gelwir yr arian sy’n ddyledus yn ‘ôlddyledion rhent’ Mae ôlddyledion rhent yn ‘ddyledion â blaenoriaeth’, sy’n golygu os na fyddwch chi’n delio â nhw y gall y canlyniadau fod yn ddifrifol – mae risg i chi gael eich troi allan o’ch cartref. Os na allwch chi dalu’ch rhent, eich […]

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Tackling roadside litter :Cross Stitch – Travel and transport

Litter on motorways and roads is not just unsightly, it can be dangerous to drivers and damaging to wildlife and the environment. Find out who’s responsible for clearing litter and debris and what you can do to help. Litter on the roads can be a serious problem. It can: damage or injure wildlife in the […]

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Greener gardening: a quick guide :Cross Stitch – Environment and greener living

As a gardener, there are many ways you can help the environment. Simple steps you can take include encouraging wildlife into your garden, getting a water butt, making your own compost or using peat-free compost. Help protect environmentally precious peat bogs by choosing peat-free or peat-reduced mulches and soil improvers. These can be just as […]

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Newidiadau i ddisgiau treth chwe mis, ad-daliadau a cherbydau ail law a fewnforiwyd :Cross Stitch – Moduro

Mae cyfraddau blwyddyn gyntaf treth cerbyd gwahanol wedi cael eu cyflwyno ar gyfer ceir sy’n cael eu cofrestru o 1 Ebrill 2010 ymlaen. Ar yr un pryd, mae newidiadau wedi cael eu gwneud i’r rheolau ynglŷn â disgiau treth chwe mis ac ad-daliadau. Hefyd ceir cyfraddau treth cerbyd gwahanol ar gyfer rhai cerbydau ail law […]

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