Buying a property will probably be your biggest single investment. So it’s important to work out the total cost – not just the mortgage – and how much you can really afford. You also need to plan for increases in your future outgoings, like a rise in interest rates. ‘One-off’ buying costs You’ll usually need […]
You must tell the Driver and Vehicle Licensing Agency (DVLA) immediately of any changes to your name, address or both. Return your registration certificate (V5C) to DVLA for amendment. A new one will be issued free of charge. Telling DVLA ensures your V11 renewal reminder is sent to your correct address. Complete your new address […]
Some flowers and plants sold in the UK have been transported long distances. Some have been grown using fertilisers and pesticides that could harm the environment. There are many ways you can make your choices greener, like opting for seasonal flowers and avoiding plants grown in peat. You can find organic pot plants at some […]
You may be able to get Christmas Bonus, the one-off tax-free £10 payment made before Christmas. This is normally paid automatically to those customers getting a qualifying benefit in the qualifying week and who meet the residency conditions. To get a Christmas Bonus you must be a resident in the UK, Channel Islands, Isle of […]
You can buy insurance based on information only or after getting advice. The Financial Services Authority (FSA) regulates most sales of insurance in the UK. Insurance advisers must only recommend an insurance policy that’s suitable for you. When you get insurance advice, the broker or adviser looks at your individual circumstances and needs and recommends […]
Mynd i’r prif gynnwys Nodwch fod gan y wefan hon system allweddumynediad llywodraeth y DU Gwasanaethau cyhoeddus i gyd yn un lle Hafan Cysylltiadau Ei wneud ar y we Newyddion Dydd Mercher, 3 Hydref 2012 Allweddumynediad llywodraeth y DU
Every year in the UK, more than £14 billion is spent on timber, paints, varnishes and other materials for home DIY projects. By reusing materials, buying sustainable wood and greener paints, and selecting your projects carefully, you can reduce your impact on the environment. Some DIY projects will increase your energy usage significantly, increasing fuel […]
Find out the terms and conditions for use of the Cross & Stitch website. Cross & Stitch is managed by the Cabinet Office: referred to as ‘We’ below). In entering this site you as a user (‘You’) are accepting these terms and conditions. This page was last updated on 2 August 2010. Cross & Stitch […]
Jobseeker’s Allowance (JSA) is a benefit paid to eligible people who are currently unemployed and looking for work. To claim JSA you need to be actively looking for work and: over 18 but below State Pension age unemployed or working fewer than 16 hours per week living in England, Scotland or Wales Under 18s: you […]
Mynd i’r prif gynnwys Nodwch fod gan y wefan hon system allweddumynediad llywodraeth y DU Gwasanaethau cyhoeddus i gyd yn un lle Hafan Cysylltiadau Ei wneud ar y we Newyddion Dydd Mercher, 3 Hydref 2012 Allweddumynediad llywodraeth y DU
When you are looking for work no matter how the job has been advertised, it is always your responsibility to protect your own safety. Here are some basic tips on protecting your personal details and steps you can take to protect yourself when looking for work. Jobcentre Plus have produced the following basic tips on […]
There’s no legal age at which you must stop driving. You can decide when to stop as long as you don’t have any medical conditions that affect your driving. Find out how changes to your health can affect your driving and how to give up your licence, if needed. Unless your health or eyesight suddenly […]
If you’re buying or selling a home, there is a certain amount of legal work that needs to be done. This is called conveyancing. Find out how to choose an experienced professional to do this for you, and what the advantages and disadvantages are of doing the conveyancing yourself. Conveyancing is the process of legally […]
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