Bereavement Payment :Cross Stitch – Money, tax and benefits

If your husband, wife or civil partner has died you may be able to get Bereavement Payment, a one-off, lump-sum payment of £2,000 that’s tax-free.

You may be able to claim Bereavement Payment if your husband, wife or civil partner had paid their National Insurance contributions (NICs) or their death was caused by their job and either:

• you were under State Pension age when they died
• your husband, wife or civil partner was not entitled to Category A state Retirement Benefit when they died

When you fill in the claim form you’ll be asked to give your late husband, wife or civil partner’s National Insurance number and details of their recent employment history.

This will allow the office that deals with your claim to look into their National Insurance record and to work out if you qualify for Bereavement Payment.

You can’t get Bereavement Payment if any of the following apply:

• you were divorced from your late husband or wife or the civil partnership had dissolved at the time of the civil partner’s death
• you’re living with another person as husband, wife or civil partner
• you’re in prison

The £2,000 payment is a one-off tax-free lump sum.

Once you’ve completed the form, send it to your nearest Jobcentre Plus office as soon as possible.

Claims can only be backdated three months for Bereavement Allowance and Widowed Parent’s Allowance and are dated when the office gets them, so if you delay you may lose benefit. The time limit for claiming Bereavement Payment has been extended to 12 months.

You’ll need to prove your identity when making a claim. You’ll also have to answer questions about your circumstances and show official documents to support the information.