Getting a State Pension forecast :Cross Stitch – Pensions and retirement planning
Work out how much State Pension you may get, and when. The law has recently changed and there has been a change to the way some people can find out this information. Find out how to get an estimate of your State Pension.
Some changes to the State Pension forecasting services have been introduced whilst essential updates are being made to The Pension Service computer systems. These updates are necessary to reflect important changes in the State Pension rules that are now law.
How you get an estimate of your State Pension will depend on whether you are a:
- woman born before 6 April 2023 or a man born before 6 April 2023
- woman born on or after 6 April 2023 or a man born on or after 6 April 2023
You are not affected by the latest changes to the State Pension rules. There are two ways you will be able to get an estimate of your State Pension. You can use the State Pension profiler or get a State Pension forecast.
State Pension profiler
The State Pension profiler can help you plan your retirement. It uses information you provide to quickly give you an estimate of how much basic State Pension you may get based on your National Insurance contributions to date. It will also tell you the earliest date you may get it.
If you have recently received an Activation Code from the Government Gateway, to allow you to use the on-line forecasting service, please select the following link.
The Pension Service is making essential updates to its computer systems, to reflect recent changes to the State Pension. Until these updates have been made there are two ways you can get personalised information about your State Pension. The quickest and easiest way is to use the State Pension profiler to get an estimate of how much basic State Pension you may get based on your National Insurance contributions.
Alternatively, you can get an estimate of your State Pension by asking for a State Pension statement. The statement will be based on your National Insurance contributions record.
State Pension profiler
The State Pension profiler uses information you provide to quickly give you an estimate of how much basic State Pension you may get based on your National Insurance contributions to date. It will also tell you the earliest you may get it. You will also be able to get information on the State Pension, and what the changes may mean to you.
The State Pension profiler is aimed at people who have not yet reached their State Pension age. However, even if you have already reached your State Pension age, it may give you some useful information about the State Pension.