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Datblygu cynaliadwy :Cross Stitch – Yr amgylchedd a byw'n wyrdd

Ni all y pwysau cynyddol y mae pobl, busnesau a sefydliadau’n ei roi ar adnoddau a systemau amgylcheddol fel dŵr, tir ac aer barhau am byth. I fynd i’r afael â’r her hon mae angen i ni wneud yn siŵr ein bod yn byw o fewn ffiniau amgylcheddol. Gellir diffinio datblygu cynaliadwy fel datblygu sy’n […]

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Ar ol llifogydd – clirio :Cross Stitch – Y cartref a’r gymuned

Yma, cewch wybod sut i gael gwared ar ddŵr a mwd ar ôl llifogydd, a’r camau y mae angen i chi eu cymryd er mwyn cadw’n ddiogel. Mae hyn yn cynnwys archwilio offer trydanol a gwisgo dillad gwarchodol. Cyn i chi ddechrau clirio, dylech: sicrhau ei bod yn ddiogel i chi ddychwelyd i’ch tŷ siarad […]

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Debt – where to get free help and advice :Cross Stitch – Money, tax and benefits

If you have a debt problem, there are many organisations offering free and independent debt advice over the telephone or face to face. They can help you work out the best way to deal with your debts and answer any questions you have. Many organisations provide debt advice or act for you in negotiations with […]

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Hiring stretch limos or minibuses with drivers :Cross Stitch – Travel and transport

It is important to know that any vehicle you hire is safe and the driver is fully licensed. This includes limousines, novelty vehicles such as fire engines, or minibuses. Learn about the licensing rules and how to check whether a firm or driver is licensed. If you are planning to hire a vehicle with a […]

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Directgov: Find out about election results

To find out about election results you first need to identify the appropriate local authority. Please choose from the options below, enter your details and click ‘Go’. This service is only available in England. Alternatively use a map to find your local authority Please use the links below to find a local authority in Wales, […]

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Bus and coach services :Cross Stitch – Travel and transport

Discover your nearest bus or coach service, the types of tickets you can buy and how to avoid a penalty fare in London. You can also find out how to hire a coach or community bus. Depending on where you live, you can buy a variety of different types of bus and coach tickets. These […]

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Student finance :Cross Stitch – Do it online

Find out what students from England can do online, from applying for student finance to updating your student finance account. Log in to your student finance account online to find out when you’ll get your payments, or view copies of letters that have been sent to you by Student Finance England or Student Finance Direct. […]

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Newidiadau sy'n effeithio ar eich budd-dal :Cross Stitch – Arian, treth a budd-daliadau

Os ydych yn derbyn budd-daliadau ac y mae’ch amgylchiadau’n newid, dywedwch wrth eich swyddfa budd-daliadau leol cyn gynted â phosib. Os ydych chi’n rhoi gwybod am unrhyw newidiadau’n brydlon yn golygu y byddwch yn derbyn unrhyw gynnydd i’ch taliadau neu fudd-dal newydd yn gynt. Gyda rhai newidiadau, mae’n bosib y bydd eich taliadau’n lleihau. Cael […]

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Changes that affect your tax credits :Cross Stitch – Money, tax and benefits

Go to main content Please note that this website has a UK government accesskeys system. Archive brought to you by Cross Stitch UK Home Contacts Do it online Newsroom Video Wednesday, 3 October 2023 Changes that affect your tax credits Facebook Twitter StumbleUpon Delicious Reddit How do you use this toolbar? Access keys

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Reviewing your current finances :Cross Stitch – Money, tax and benefits

Keeping a regular eye on your personal finances will help you make the most of your money. Reviewing things like your bank accounts, mortgage, pension and savings will also help make sure they’re still right for you. It will also alert you early to potential financial problems. It’s a good idea to check regularly whether […]

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Buying recycled products :Cross Stitch – Environment and greener living

For the recycling industry to be able to work, there has to be a market for recycled materials. By buying recycled products, you are helping create this market and ensure that valuable materials don’t go to waste. Buying recycled doesn’t mean having to skimp on quality either. People in the UK throw away rubbish fast […]

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Tax and other debts owing to HM Revenue and Customs :Cross Stitch – Money, tax and benefits

If you’ve received a bill from HM Revenue & Customs (HMRC) that you can’t pay, it’s important to contact them as soon as possible to try to come to an arrangement. If you don’t, and your bill remains unpaid, HMRC will start proceedings to recover the money. If you don’t reach an agreement (or you […]

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Dealing with the deceased's rented home :Cross Stitch – Government, citizens and rights

What to do when a tenant dies depends on whether their home belongs to the council or a private landlord. It also depends on whether or not the deceased was sharing the rented home with others. In certain situations the tenancy may be passed on to another individual, depending on the type of tenancy and […]

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Bankruptcy – your responsibilities and restrictions :Cross Stitch – Money, tax and benefits

If you have been made bankrupt, you have certain responsibilities towards managing your finances, employment and business. These responsibilities are called the bankruptcy restrictions. Find out what they are and how long they last. When a court makes you bankrupt, you have to follow a set of rules called ‘bankruptcy restrictions’. These do not allow […]

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