Mortgage Interest Run On :Cross Stitch – Money, tax and benefits

Mortgage Interest Run On (MIRO) is an extra four weeks of money you can get towards paying your housing costs if certain other benefits are stopping because you’re returning to work, earning or working more hours.

You may be able to claim Mortgage Interest Run On if you (or your partner or civil partner) have stopped getting income-based Jobseeker’s Allowance, Income Support or income-related Employment & Support Allowance because one of you is doing one of the following:

• returning to work full-time
• working more hours
• earning more money

and all the following apply:

• you have been claiming the benefit continuously for at least 26 weeks and
• you expect the work to last for five weeks or more, and
• you’ve been entitled to help with your housing costs before your work started and you’ll still have to make these payments when you start work

You’ll usually get exactly the same amount as you get towards your housing costs.

Payments for the additional four weeks mortgage interest element of your housing costs will be paid direct to you instead of being paid direct to your mortgage lender.

You don’t need to make a written claim for Mortgage Interest Run On.

Just let your Jobcentre Plus office know as soon as you are starting work which is expected to last for five weeks or more.